Why Use OLG for your Spanish mortgage?

Why Use OLG for your Spanish mortgage?

Negotiating power
You can go direct to a bank yourself or go direct to a broker but you will not have the negotiating power of OLG

We package mortgage applications in volume. This volume gives us power when negotiating with the banks on your behalf. This increased negotiating power will enable us to provide the best service and secure the best deals for you, our customer. As in most industries volume is a powerful asset.

Why not go direct to a bank?
The problem with going directly to a bank is that there are hundreds of banks and they all make changes to their mortgage products almost every day. How can you realistically be sure of getting the right mortgage for your own particular circumstances when the goalposts are continually moving?
 
Furthermore in Spain a lot of business is still done based upon personal relationships (the bank manager in the cupboard concept) this is particularly important if you are looking for a high loan-to-value mortgage. Do you know the Bank Manager? Do you speak fluent Spanish? Do you know the banks in Spain? Unless you can answer yes to these important questions then it makes a lot of sense to use OLG with our local knowledge and our local relationships.

Why not use a broker?
You should use a broker.

The problem here in Spain is that the mortgage industry is still totally unregulated. The business is fragmented and populated with one man band operators who often charge excessive broker fees and quite often fail to deliver your mortgage. OLG only use reliable, reputable and experienced brokers and will use the right one for you.

Free consultation
If you are interested in buying a property in Spain and need information on mortgages, OLG offers a free initial consultation.

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