Use of this website is subject to these terms and conditions
This website is owned and maintained by
Overseas Living Group Limited
The use of this website is subject to these Terms and Conditions
set out below, which you should read carefully. By using this
website you agree to be legally bound by these terms and
conditions. If you do not accept these terms and conditions,
please do not use this website.
Use of this Website
The information, services and products on this website are
intended for use only by residents of the UK, and from within
the UK. They are not aimed at, nor intended for use by residents
of any other jurisdiction, nor to be accessed from any other
jurisdiction. We cannot guarantee that this website or its
contents are appropriate for use in, or comply with any laws of,
any other jurisdiction. This website is designed to be accessed
through its principal product home pages and such other pages as
we may decide. If you access the site through individual pages
directly, which are not designed for this purpose, you may not
see important information which is relevant to a full
understanding of our products and services. Insofar as this item
constitutes a financial promotion for the purposes of Section 21
of the United Kingdom Financial Services and Markets Act 2000 (“FSMA”).
You are wholly responsible for the use of this website by any
person using your computer and you must ensure that any such
person complies with these terms and conditions.
No Offer
Nothing in this website shall constitute an offer from us for
the advance of any monies, whether secured or otherwise. Any
initial responses from us or any company associated with us and
within the Overseas Living Group of companies (see Company
Profile above) to any enquiry or application form received shall
not constitute an offer or the acceptance of any offer.
Exclusion of Liability
The following clauses exclude or limit our legal liability for
this website and you should read them carefully. Nothing in
these terms and conditions shall attempt to exclude liability
for death or personal injury, or for fraudulent
misrepresentation. While we have taken all reasonable steps to
ensure the accuracy and completeness of the information on this
website, information is provided on an "as is", "as available"
basis, and we give no warranty and make no representation
regarding the accuracy or completeness of the content of this
website. Consequently, we accept no liability for any losses or
damages (whether direct, indirect, special, consequential or
otherwise) arising out of errors or omissions contained in this
website. Further, no representation or warranty is given that
the website shall be available on an uninterrupted basis, and no
liability can be accepted in respect of losses or damages
arising out of such unavailability or for any failure of
performance, error, omission, interruption, defect, delay in
operation or transmission or line or system failure. Also, we
accept no liability in respect of losses or damages arising out
of changes made to the content of this website by unauthorised
third parties, and we make no representation or warranty
regarding the accuracy, functionality or performance of any
third party software that may used in connection with this
website. Access to and use of this website is at the user's sole
risk and we do not warrant that the use of this website or any
material downloaded from it will not cause damage to any
property, including but not limited to loss of data or computer
virus infection. You have sole responsibility for adequate
protection and back-up of data and/or equipment and to undertake
reasonable and appropriate precautions to scan for computer
viruses or other destructive properties. This website may
contain links to other websites which are hosted and maintained
by third parties. We have no control over the content or
security of any such site. You link to such websites at your own
risk, and we make no representations and have no responsibility
regarding the content of any such website. We shall not be
liable for any loss or damage which may arise from the use of
such third party websites. Use of any software downloaded from
any such third party website is governed by the terms of any
licence agreement which accompanies or is provided with the
software.
Personal Data
By agreeing to be bound by these terms and conditions, you are
agreeing that we may collect and store certain personal data
about you. Your data may be used to provide the service applied
for and may be stored by Overseas Living Group to keep you
informed of products and services which may be of interest to
you or disclosed outside The Overseas Living Group of companies
(see Company Profile above) except in circumstances advised to
you at the time. Your data will not be used other than in the
normal course of our business and in accordance with the Data
Protection Act 1998 (as amended). If you do not wish to receive
such information, all you need to do is write to let us know. If
you wish to receive details of personal data held about you by
us, you may write to us to request this - there is a fee for
this service. To enable us to provide a better service and to
assist our prevention of fraud we may send "cookies" from this
website to your computer. A cookie is a small piece of
information which a website stores on your web browser on your
computer and can retrieve later. We do not obtain personal data
from your computer or gather personal information about you
unless you personally give information to our server.
Furthermore computer viruses are not passed through the use of
"cookies". You may set up your browser to disallow "cookies",
but this website may not work properly as a result. You may also
set up your browser to inform you when cookies are sent.
Copyright
All rights, save as expressly granted, are reserved by Overseas
Living Group Limited. Reproduction in any form of any part of
the contents of this website without our prior written consent
is prohibited unless for personal use only.
Trade Marks
This website contains numerous trade marks, rights belonging to
Overseas Living Group Limited. You may imprint, copy, download
or temporarily store extracts from this website for your
personal information or when you use our products and services.
You must not alter anything. Any other use is prohibited unless
you first obtain our written permission. In particular no part
of this website may be used on any other website, and no one may
link any other website to this website without our prior written
permission.
Governing Law
These terms and conditions are governed by and interpreted in
accordance with the laws of England and Wales and the courts of
the above jurisdiction will have non-exclusive jurisdiction in
respect of any dispute which may arise. A person who is not a
party to the contract constituted by your acceptance of these
terms and conditions may not enforce it under the Contracts
(Rights of Third Parties) Act 1999.
Changes to Website
The contents of this website, including these terms and
conditions of use, are subject to change by us without
notification. Where you continue to access or use this website
this will mean that you agree to the changes.
Telephone Calls
We may record telephone calls for security or training purposes.
Registration and Trading Details
Overseas Living Group Limited Company Registration No. 05864861
The registered office of
Overseas Living Group Limited:
13 Station Approach, Ashford,
Middlesex, UK, TW15 2GH
The Spanish Trading Office:
P128, Cristamar 43B
Avda. De Las Naciones Unidas
Puerto Banus, 29660
Marbella
Malaga
Spain
Spanish Mortgages - Low Interest Rates - Self-Certified Spanish
Mortgages – Spanish Equity Release Mortgages – Spanish Interest
Only Mortgages – Low Start Spanish Mortgages – Spanish Mortgages
with up to 50 year term – Spanish Mortgages Up to 100% of the
purchase price – Spanish Mortgages up to 30 years interest only
mortgages – Spanish Mortgages up to 60% self-certified Spanish
mortgages
We recommend that you seek legal advice and we can put you in
contact with a Spanish lawyer who will act on your behalf. There
are certain issues concerning property that should first be
checked by a lawyer.
OLG Spanish Mortgages is a wholly owned subsidiary of Overseas
Living Group Limited.
Please note: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP
REPAYMENTS ON YOUR MORTGAGE. CHANGES IN THE EXCHANGE RATE MAY
INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.